So I gave in and bought a Scor-pal, and I love it, it makes folding so easy. I made this accordian fold card in super quick time. The coffee mugs are from Christmas Cheer, cut at 4" (they cut small because of the swirls). The papers are from a pack I found in Walmart, aren't they pretty? The first photo shows the card closed, with a 'belly band' to hold it closed. The sentiment says 'Best Friends and Coffee - the Perfect Blend' and is from a mini set by My Favourite Things.
If you don't have a scor-pal, it's still easy to do this card. Take a piece of cardstock and cut it to 4 1/4" x 11". Working from the left, score at 4", 6 1/2 , 9" and 10 1/2"
Don't fold yet. Cut three co-ordinating panels
1 1/4" x 4" (left panel)
2 1/4" x 4" (centre panel)
2 3/4" x 4" (right panel)
Glue these panels to the base card, and fold the accordian pleats (if you look at the picture of my card, you will see which way to go). Now decorate as you wish. To make a band, cut a piece of paper 7" x 1/2" (I cut two, one slightly wider)
I got it from Cropstop using my discount code they gave me for being guest designer (coupon code on the right under the cropstop logo). Super fast shipping too. They now have a message board running on their site, another place to hang out with like-minded friends, take a look.